The Program
The S.H.I.E.L.D. Framework
A comprehensive 4-session financial coaching program built specifically for first responders and their families.
The 6 Steps
Every letter has a purpose.
S — Set Your Foundation
- Net Worth Snapshot
- Monthly Cash Flow
- Foundation Check
H — Handle Your Debt
- Full Debt Inventory
- Payoff Strategy
- PSLF Planning
I — Invest for the Future
- Investment Policy Statement
- Retirement Account Strategy
- 457(b) and IRA Gap Analysis
E — Envision Your Life
- Major Life Milestones
- Pension Analysis & Projection
- Benefits Deep Dive
L — Leverage Your Income
- Tax Strategy Review
- Employer Benefits Optimization
- Income Leverage Plan
D — Deploy Your Plan
- Complete Financial Plan
- Action Item Checklist
- Ongoing Service Schedule
SHIELD Coaching Program
Foundation Package
$500 one-time
Monthly Coaching
$99/mo ongoing coaching
- 4 coaching sessions (in-person or virtual)
- 12 personalized deliverables — including your Goals Summary, Insurance Review, Investment Policy Statement, Pension Analysis, and complete Financial Plan
- Complete SHIELD Framework walkthrough
- PSLF eligibility check
- Pension & retirement analysis
- Prioritized action item checklist with deadlines
- Monthly check-ins included
Advisory Services
Full-service financial planning & investment advisory.
Once you’re ready for a comprehensive advisory relationship, we offer three service tiers built around where you are in your career — plus standalone options for investment management and one-time planning needs.
Foundation
New officers · 0–5 years of service
Build the base.
- Cash flow planning & debt strategy
- Emergency fund planning
- Pension basics & benefits elections
- Annual comprehensive review
Growth
Mid-career · 5–15 years of service
Build momentum.
- All Foundation services
- Retirement projections & DROP analysis
- Investment review
- PSLF evaluation & tax strategy
Legacy
Pre-retirement · 15+ years of service
Finish strong.
- All Growth services
- Pension election strategy
- Survivor benefit & Social Security timing
- Retirement income & estate planning basics
Investment Management
Portfolio management on your behalf.
We provide non-discretionary investment advisory services — advising on stocks, bonds, mutual funds, ETFs, and retirement accounts. Your goals and risk tolerance guide every recommendation.
Project-Based Planning
A specific question. A clear answer.
Have a defined financial question but not ready for an ongoing engagement? We offer one-time planning sessions for second opinions, retirement projections, benefits analysis, and more.
Get Started
Ready to take control of your financial future?
Book a free 30-minute discovery call. No commitment, no sales pitch — just an honest conversation about your financial future.